Retire With Peace Of Mind

Saving For Retirement

When planning and saving for your retirement, there is no better time than the present. No matter your age or income, when it comes to setting up a retirement account, the sooner, the better. 

We Florida Financial provides Members with options to start a Traditional or Roth IRA with some of the best rates of any Florida credit union. Both grant Members the opportunity for long-term tax-advantaged savings.

Image

How Do I Open a Retirement Account?

Unlike other credit unions in Florida, We Florida Financial has no minimum IRA Savings, which means opening a retirement account has never been easier! Members can contribute money to their account through a payroll deduction or by investing in IRA Certificates of Deposit to unlock a greater rate of return for only a $500 minimum.

Choosing the Right Retirement Account for You.

You may be asking yourself, “what’s the difference between a Traditional and Roth IRA?” And the answer has to do with taxes.

Traditional IRA

If you’re looking to have your Traditional IRA contributions deducted from your taxes now, a Traditional IRA may be the best option. Members who anticipate paying taxes at a significantly lower rate in retirement can choose to have their taxes deferred.

Roth IRA

For those who don’t require a tax break now, a Roth IRA is the choice for you. Eligible Roth IRA contributions may be non-deductible, but qualified distributions may be generally considered tax-free, though it’s essential to note Roth’s contribution limits.

How to Open a Traditional IRA and Roth IRA Account?

For more information on how to start your retirement savings with We Florida Finacial, please contact us by calling 954-745-2400 or 800-230-0200 and selecting option 4.

The above statements are not intended as tax advice. Your tax situation may be difficult. Please consult a tax professional for further details.

Let’s Get Started

For more information regarding our retirement accounts, ESAs, checking accounts, savings accounts, or more, please contact us at 954-745-2400 and select option 4.

The above statements are not intended as tax advice. Your tax situation may be difficult. Please consult a tax professional for further details.

This image for Image Layouts addon

Why A Credit Union

Consider these differences between big banks and credit unions when deciding which options best meet your expectations.

Learn More
This image for Image Layouts addon

We Make Switching Easy

Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.

Learn More

Get A Call To

Open an Account!

billionphotos-957561.png