Save Your Way

Saving has never been easier

All We Florida Financial Members start their membership with a savings (also called share) account. In addition to helping you save, this account entitles you, as a member and part-owner, to share in the dividends and benefits the Credit Union offers. 

Benefits

Automatic Transfers

Set up automatic transfers directly to your Savings Account.

Accessible

Put money away but access your cash when you need it.

Accumulate

Earn interest on the money you put into your account.

Regular Savings Account

Regular savings accounts are the foundation of your We Florida Financial Credit Union membership. They help increase your money by paying interest on deposits, with available overdraft protection, and give you continued financial stability by offering a secure place to save your money.

Savings
Minimum to Open
Minimum Balance
Dividend Rate
APY1
Personal Savings Account
$5.00
$0.01
0.05%
0.05%
Club Account
$0
$0.01
0.10%
0.10%

Rates effective 03/01/2022. 

Please contact a Credit Union employee or call us for further information about applicable fees and terms.

1APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

Minimum Balance to Earn Stated APY

Rates are subject to change without notice.  Some accounts require a specific minimum balance to earn interest.  Fees could reduce the earnings on an account.

Rate Information: The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends or earnings to be paid on an account based on the rate and frequency of compounding for an annual period. For Savings Products, the dividend rate and APY may change monthly as determined by the Credit Union's Board of Directors. 

Nature of Dividends: Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.

Compounding and Crediting: The compounding and crediting of dividends to each account type are set forth in this schedule. The dividend period is the period at the end of which an account earns dividend credit. Generally, the period begins on the first calendar day of each month and ends on the last calendar day of the same month.  

Accrual: For Savings Products, dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day you make the deposit to your account. If you close your account before accrued earnings are credited, accrued earnings will not be paid.

Balance Information: The par value of a savings share in the credit union is $5. The minimum balance requirements applicable to each account type are set forth in this schedule. For Savings Products, there is a minimum average daily balance required to obtain the stated APY for the dividend period. If the minimum average daily balance is not met, you will not earn the stated APY. 

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Get Started Saving

If you’re ready to start saving, but you don’t know where to begin, We Florida Financial can help. Here are seven simple steps to get your savings on the fast track.

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We Make Switching Easy

Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.

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Open an Account!

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