CD Rated up to 3.50% APY - Our rates vs theirs

CERTIFICATE SPECIALS

If you're looking to securely grow your money, a Certificate Account from We Florida Financial could be the right option. A Certificate is a type of savings account with a secure guaranteed rate for a disclosed term. One of the most attractive aspects of a Certificate is that it's a relatively safe investment for your money. When you open a Certificate in South Florida, you make a commitment to keep your money in the specified account until it reaches its designated maturity date. Quite often, the further out the maturity date is, the higher your interest rate could be. Certificates are an effective way to allow your money to grow at a great rate.

Certificate Special Rates (CD Specials) 

Term
Minimum
to Open3

Minimum Balance

Interest Rate
APY1
7 month
$500.00
$500.00
2.50%
2.52%
13 month
$500.00
$500.00
4.38%
4.46%
20 month
$500.00
$500.00
1.50%
1.51%
31 month
$500.00
$500.00
2.00%
2.01%
61 month
$500.00
$500.00
2.00%
2.01%
7 month Business
$500.00
$500.00
2.50%
2.52%
13 month Business
$500.00
$500.00
4.38%
4.46%
20 month Business
$500.00
$500.00
1.50%
1.51%
31 month Business
$500.00
$500.00
2.00%
2.01%
61 month Business
$500.00
$500.00
2.00%
2.01%

 

 

Jumbo Certificate Special Rates (Jumbo CD Specials) 

Term
Minimum
to Open3

Minimum Balance

Interest Rate
APY1
7 month
$50,000.00
$50,000.00
2.79%
2.82%
13 month
$50,000.00
$50,000.00
4.38%
4.46%
20 month
$50,000.00
$50,000.00
2.00%
2.01%
31 month
$50,000.00
$50,000.00
2.00%
2.01%
7 month Business
$50,000.00
$50,000.00
2.79%
2.82%
13 month Business
$50,000.00
$50,000.00
4.38%
4.46%
20 month Business
$50,000.00
$50,000.00
2.00%
2.01%
31 month Business
$50,000.00
$50,000.00
2.00%
2.01%

 

 

Additional funds can be added to your Certificate Account at a minimum of $250. 

1 APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

3 Minimum account opening deposit of (Certificate $500/Jumbo $50,000). APY is based on the assumption that funds will remain in the Certificate account until maturity. Interest rates will vary based on membership level. Terms and interest will change at maturity. A $5.00 deposit to a Member Savings Account is required and will establish your membership. We Florida Financial has the right to change or withdraw this offer at any time. Rates Effective 03/21/23.