Melting in SoFla

1999 Toyota Tacoma

I have this recurring nightmare. There I am, stuck on the shoulder of I-95. It’s a summery 96 degrees outside; if it gets any more humid I will be under water. I am starting to melt...

Next thing I know, I wake up in my cool, dry home. And then the real nightmare hits me. My truck is 14 years old! It’s been a great truck, only needing some minor repairs along the way. But on the other hand, 14 years for any vehicle is old and even the best truck will wear out someday. It’s a real possibility I could get stranded on the highway. That doesn’t give me a “warm and fuzzy” feeling.

Is the age of my truck really bothering me?  Or is it the thought of taking out a loan for my next one? After nine years without payments the thought of getting into a long loan is not appealing. On the other hand, I’ve been driving this truck nine years after it’s been paid off. Maybe I need to focus on the big picture.  A new truck will last at least five years after it’s paid off, maybe longer. Another ten years of reliable transportation is starting to sound like a good idea.

Maybe it is time to get a new truck. After all, interest rates are low. I know of a nice credit union that finances a lot of cars and trucks. My credit union has had a new car buying service for years. My credit union also has the AutoBranch; I can save a lot by purchasing used. My credit union is City County. I’ve been a member much longer than I have been an employee.

It’s time to get something that I can drive to visit family in Sarasota without worry. Now that I’ve decided that the time is right to buy, I only have to determine what to buy! I hope this part of the buying experience doesn’t involve any melting nightmares!