The holidays are a season of joy and giving, but it’s all too easy to let that festive spirit lead to overspending. By the time January rolls around, those extra holiday expenses can turn into unwanted debt. At We Florida Financial, we’re here to help you celebrate the season responsibly—with your finances intact.
Planning for Long-Term Care: Ready for the Future? Here’s What You Need to Know!
Let’s talk about a topic that’s often pushed to the back burner: long-term care (LTC). Sure, it might not sound like the most exciting part of your retirement plan but knowing what’s in store can save you and your family from big surprises down the road. And here’s the real scoop — nearly 70% of Americans over age 65 will need some form of long-term care at some point. So, if you like planning ahead (and who doesn’t), now’s the time to start thinking about how LTC fits into your future!
We Fly Aviation Loans
At We Florida Financial, we understand that the world of aviation is more than just a passion—it’s a lifestyle. Whether you're taking your first flight lesson, upgrading your current aircraft, or maintaining your plane to keep it in peak condition, We Fly Aviation Loans are here to support your journey.
How to Avoid the Grinch Who Steals Your Info
At We Florida Financial, your security is our top priority. Amazon scams are becoming increasingly sophisticated. They may send calls, texts, or emails using deceptive tactics to trick you into providing sensitive personal information or sign-in credentials. Here’s how you can stay one step ahead of these fraudsters.
Your Roadmap to Retirement: Making Sense of 401(k)s, IRAs, and More!
Planning for the future can feel like looking at a pile of puzzle pieces and not knowing where to start. 401(k), Traditional IRA, Roth IRA… it’s enough to make your head spin! But don’t worry—we’ve got your back. At We Florida Financial, we believe retirement planning doesn’t have to be confusing (or boring!). Let’s break down these retirement accounts in a way that makes sense, so you can confidently build your dream future. Ready? Let’s dive in!
Say Hello to Coach Lea! Your New Virtual Financial Friend :D
Planning and managing finances can be challenging, but with the right support, you can take control of your financial future. We Florida Financial is excited to share an incredible resource available to our members through GreenPath Financial Wellness—Coach Lea, the Virtual Financial Coach. Coach Lea is designed to provide personalized, step-by-step guidance, helping you tackle financial goals anytime, anywhere.
Save Now for A Holiday WOW
The holidays are right around the corner, and while they bring joy, celebration, and time with loved ones, they can also bring financial stress. Between gifts, holiday meals, and unexpected expenses, it’s easy to find yourself spending more than you planned. But what if this year, instead of worrying about those extra costs, you were fully prepared? We’re encouraging members to open a secondary savings account dedicated just to the holiday season.
Is Buy Now Pay Later Worth It?
We’ve all been there—scrolling through our favorite online store, adding items to our cart, and then seeing that tempting "Buy Now, Pay Later" (BNPL) option at checkout. It feels like a financial lifesaver. Why wait to buy that perfect coffee table or those must-have shoes when you can have them now and pay later in smaller, interest-free installments? No brainer, right? Well, not so fast.
No Tricks, All Treats: How To Spot and Avoid Frightening Scams
Scams are becoming increasingly sophisticated, and protecting your personal information and money has never been more important. At We Florida Financial, we’re dedicated to helping you stay aware of common scam tactics and keeping your accounts secure. Here’s a look at a few popular scams and practical steps to protect yourself from falling victim.
The Calm Before the Storm: Last-Minute Hurricane Prep Checklist
Living by the coast comes with its perks: stunning ocean views, mild weather, and beach days all year long. But with a hurricane expected to hit in just a few days, now is the time to put safety first.
While we can’t stop a hurricane, we can take immediate action to minimize damage and ensure we’re prepared to ride it out and handle the aftermath. With the storm closing in, every second counts—follow these 7 urgent steps to get hurricane-ready:
Mastering Your Finances in Your 20s and 30s: Building a Strong Foundation for the Future
Your 20s and 30s are an exciting time, full of new opportunities and big decisions. Whether you're just starting your career, planning your dream wedding, buying your first home, or starting a family, these years are pivotal in shaping your financial future. At We Florida Financial, we're here to support you with products and services that make managing your finances easier—so you can focus on enjoying life’s milestones.
Money Tune-Up: Get Ahead of the Holidays with These Financial Tips
As summer comes to a close, planning for the holidays might seem a bit premature. But did you know that 58% of U.S. adults cite money as their top stressor during the holiday season? By taking some time now to assess your financial situation, you can reduce stress and set yourself up for a more peaceful holiday season. Here’s a simple seven-step checklist to help you get started:
Building Financial Security at Every Stage of Life
No matter your age or where you are in life, building financial security is essential. Whether you're just starting your career, growing your family, or preparing for retirement, having a solid financial foundation can give you peace of mind and set you up for long-term success. At We Florida Financial, we’re here to help our members of all ages achieve their financial goals with products and services tailored to your unique needs.
How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
Have you seen your insurance bills soaring recently? If so, you’re not alone. The average home insurance premium jumped by 21% from May 2022 to May 2023. When combined with rising housing prices, property taxes, and high-interest debt, it's easy to see why many Americans are feeling the financial squeeze. Knowing how to mitigate these costs can help you manage your budget more effectively, whether you own your home or rent.
Save the Trees and Your Fees: Go Digital with e-Statements
In today’s digital age, managing your finances efficiently is more important than ever. One simple yet effective way to save money and streamline your financial management is by opting for e-Statements instead of traditional paper statements. At We Florida Financial, we are committed to helping our members make smart financial choices and choosing e-Statements is a perfect example of how small changes can lead to significant savings.
Maximize Your Social Security Benefits
As you look forward to your retirement, understanding how Social Security benefits fit into your financial plan is more important than ever. CUSO Financial Services, LP., at We Florida Financial Credit Union, wants to ensure you have all the knowledge and support you need to make the best decisions for your future.
The Power of Paying Yourself First
Making your savings a priority can totally change your financial game. The idea of "paying yourself first" means putting your savings at the top of your financial priorities, ensuring you build wealth consistently. Here’s a fresh approach to mastering this crucial habit, complete with practical steps and real-world examples tailored for you.
Teaching the Power of Saving with Youth Accounts
In a world where financial literacy is more important than ever, teaching kids how to manage money can set them up for a lifetime of success. As parents, one of the best gifts we can give our children is the knowledge of how to save, earn interest, and understand the basics of money management. Opening a Youth Account is a fantastic way to start this journey.
How to Recognize and Avoid Spoof Calls: Top Tips to Protect Yourself from Phone Scams
In today's digital age, phone scams have become increasingly sophisticated, and one of the most common tactics used by scammers is "spoofing." Spoofing involves disguising a phone number to appear as if it is coming from a trusted source. Recognizing and avoiding spoof calls is crucial for protecting your personal information and financial security. Here’s how you can identify and safeguard yourself against these deceptive calls.
Stay Ahead of Financial Fraud: Top New Techniques to Watch Out For
In today's digital age, financial fraud is becoming increasingly sophisticated. To keep yourself and your finances secure, it's crucial to stay informed about the latest fraud techniques. Here are some new fraud strategies to be aware of and tips on how to protect yourself.