Use Your Equity Your Way

Home Equity Loans

A home equity loan from We Florida Financial, commonly referred to as a second mortgage loan, may be an excellent way to utilize the equity in your South Florida home for a variety of reasons. It may be utilized to finance:

  • Educational expenses
  • Big-ticket purchases such as a boat, car, second home, or a once in a lifetime vacation
  • Unexpected major medical expenses
  • Consolidate credit card debt into a lower interest rate loan


Fast Closing

No Closing Costs

Competitive Rates

We Offer 2 Types Of Home Equity Loans

Home Equity Loan

Home Equity Loan

Receive a lump sum for large expenses. Use a home equity loan for big-ticket purchases or debt consolidation. We offer 5 year, 7 year and 10 year fixed home equity loans with low, fixed interest rates. A longer term means lower monthly payments. A shorter term means quicker payoffs.

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)

Borrow what you need, when you need it. You can draw up to the limit of your line of credit for five years. As you pay the HELOC down, the funds become available to use again. Consult your tax advisor regarding interest deductibility.

What Is A Second Mortgage?

A second mortgage loan is a home equity loan or home equity line of credit. A second mortgage uses your South Florida home as collateral, similar to a loan you might have used to purchase your home. It is referred to as a second mortgage loan because your purchase loan is typically the first loan that is secured by a lien on your home.

We Florida Financial is an Equal Housing Opportunity Lender.

We Florida Financial is a full-service financial institution with branches in the South Florida counties of Broward and Miami-Dade. Our credit union participates in the CO-OP Nationwide Shared Branch Network, where members can use participating credit union branch offices in all 50 states to conduct routine transactions such as deposits, withdrawals and loan payments.

Home Loan Rates Learn more

APR as low as1
Rates and terms subject to change without notice.
Terms vary based on collateral, loan amount, and credit worthiness. Ask us for details.
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Home Loan Answers

A mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase.

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We Make Switching Easy

Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.

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