• Woman dancing in kitchen singing to spatula - Move into the home of your dreams
  • Woman doing renovations holding drill - Turn your house into your dream home, with a low-rate HELOC!
  • Woman dancing in kitchen singing to spatula - Move into the home of your dreams
  • Woman doing renovations holding drill - Turn your house into your dream home, with a low-rate HELOC!

Home Loans for First-Time Buyers, Upgraders, Downsizers, and Mortgage Refinancers

Whether you're a first time home buyer in South Florida, looking to make an upgrade, wanting to downsize to something smaller, or you’re refinancing your current mortgage loan, We Florida Financial has home loans that will work for you. With mortgage lenders in Broward, Palm Beach, Miami-Dade, and countless other Florida counties, we are the best credit union to secure a home loan in Florida. 

Start your home purchase journey.

Home Advantage makes it easy to partner with a trusted real estate agent and earn cash rewards at closing, typically members can earn an average of $1,600 in cash rewards.

Mortgage Loans For All Situations

Home Loans

Home Loans

Built to suit every kind of budget with competitive Florida home loan interest rates, a quick approval process, and affordable lending options.

Home Equity Loans and Lines of Credit

Home Equity Loans and Lines of Credit

Make your South Florida home work for you, with a second mortgage to utilize your home’s equity. With competitive rates, no closing costs and a fast closing, we make it easy for you to make a big purchase or consolidate debt.

Mortgage Loan Refinancing

Mortgage Loan Refinancing

By refinancing your mortgage loan with We Florida Financial, you could see a decrease in your home’s monthly payment.

We Florida Financial is a full-service financial institution with branches in the South Florida counties of Broward and Miami-Dade. Our credit union participates in the CO-OP Nationwide Shared Branch Network, where members can use participating credit union branch offices in all 50 states to conduct routine transactions such as deposits, withdrawals and loan payments.

Rates and Calculators

Interested in discovering what your Florida home loan interest rates will be? Want to calculate your expenses before you begin? Check out our Rates and Calculators.

Get the Florida Home Loan You Desire

If you have any more questions about our home loan mortgages or their processes, feel free to call us at 954-745-2400 or 800-230-0200 and select option 4.

We Florida Financial is an Equal Housing Opportunity Lender.

Other Loan Options

Auto

Auto

Finance your car or motorcycle with a little help from your friends at We Drive. 

We Fly (Aviation)

We Fly (Aviation)

If your dream is to take to the sky we have the education and purchasing finance options available. 

Personal

Personal

Fiance your future with secure, unsecure, and credit card personal loan options. 

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Home Loan Answers

A mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase.

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We Make Switching Easy

Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.

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Get A Call For

Free Mortgage Consultation!

Contact a loan officer