Use Your Equity Your Way

Home Equity Loans

A home equity loan, commonly referred to as a second mortgage, may be an excellent way to utilize the equity in your home for a variety of reasons. It may be utilized to finance:

  • Educational expenses
  • Big-ticket purchases such as a boat, car, second home, or a once in a lifetime vacation
  • Unexpected major medical expenses
  • Consolidate credit card debt into a lower interest rate loan


Fast Closing

No Closing Costs

Competitive Rates

We Offer 2 Types Of Home Equity Loans

Home Equity Loan

Home Equity Loan

Receive a lump sum for large expenses. Use a home equity loan for big-ticket purchases or debt consolidation. We offer 5 year, 7 year and 10 year fixed home equity loans with low, fixed interest rates. A longer term means lower payments. A shorter term means quicker payoffs.

Home Equity Line of Credit

Home Equity Line of Credit

Borrow what you need, when you need it. You can draw up to the limit of your line for five years. As you pay the line down, the funds become available to use again. Consult your tax advisor regarding interest deductibility.

Learn more about our Early Bird Fixed Rate Special.

What Is A Second Mortgage?

A second mortgage is a home equity loan or home equity line of credit. A second mortgage uses your home as collateral, similar to a loan you might have used to purchase your home. It is referred to as a second mortgage because your purchase loan is typically the first loan that is secured by a lien on your home.

We Florida Financial is an Equal Housing Opportunity Lender.

Home Loan Rates Learn more

APR as low as1
Rates and terms subject to change without notice.
Terms vary based on collateral, loan amount, and credit worthiness. Ask us for details.
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Home Loan Answers

A mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase.

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We Make Switching Easy

Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.

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