Financially Making the Most out of Your Summer Vacation

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School is out, summer has begun, and families all over the country are beginning to make summer vacation plans. Have you thought about making plans, only to get disappointed over the cost? Maybe you’d like to upgrade to a bigger, more elaborate vacation to an exotic destination. Maybe you’d like to bring along another member of the family, but just don’t have the funds. Make your summer vacation a little better with some thrifty advice from We Florida Financial.

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How to Save Your Tax Refund

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Maybe you thought about making a New Year’s resolution to save more. If you did, you’re not alone. Forty five percent of Americans “usually” make a resolution, according to research from the University of Scranton. The same data suggests that only 8% of people are successful in achieving their goal. Don’t let that discourage you. It’s tax season. If you’re getting a tax refund, here are some suggestions to help you reach your savings goals.

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Better budgeting for a Summer Getaway

family at the beach

It’s not very often that we get to treat ourselves to a vacation, so when we do, we tend to splurge on expensive hotels, high-end restaurants, and memorable souvenirs. With summer quickly approaching, many of us are left unsure of how we will be able to afford to get away for a summer vacation. Thankfully, there are plenty of ways to start saving, budgeting, and planning for your next vacation.

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Toy Collection

Toy Drive

People helping people. These are not just words to us. For over a decade, We Florida Financial employees have dedicated ourselves to our home grown and self -funded Community Concerns Committee.

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How to Choose the Right Mortgage Lender

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Whether you're a first-time home buyer, downsizing, trading up, or refinancing your current mortgage, you will have plenty of questions on finding the right lender. Choosing to refinance your home or enter into a new mortgage is not always an easy process, but having the support of a good lender will make the process easier.

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Home Loans for First-time Buyers

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You've got your eyes set on a beautiful house near to where you live now, and you know it will make a good family home. Your next order of business is to find a lender that specializes in home loans. Since this is your first time purchasing a house, we recommend you consider We Florida Financial for your home loan.

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6 Sensible Holiday Savings Tricks

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Sensible Savings Tricks During the Holidays

The holiday season is filled with extra expenses including travel, decor, food, and gifts. The average American spends about $1,000 on holiday expenses. Spending that kind of money at one time can be tough on your budget.

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3 Tips for a Less Stressful Holiday Season

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Make a budget

Plan your holiday shopping before you head to the malls this year. Gifts can really add up, leaving you with a hefty bill at the end of the season. Budgeting will help you avoid the temptations of last-minute impulse buying.

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6 Financial Lessons to Teach Your Elementary-Aged Kids

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Kids have been back in school for nearly three months learning math, science, and history. Learning financial responsibility starts at home - and it’s a lesson best begun early. If you’re not sure where to begin, here are 6 lessons to teach your kids about money to help them become responsible adults.

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Buying a Second Home

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Are you thinking of buying a second home? The first step in purchasing a second home is to decide what the purpose of your home will be. Is it an investment property, a place to rent to others, a getaway home, or a place for you to live after retirement? Here are a few items to consider as you start the process:

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Frequently Asked Questions About Home Buying

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Buying a home is one of the most important purchases you will make in your lifetime. With such an important decision comes important questions. We have compiled a few of the questions first-time homeowners often have when entering the home buying market: 

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Tips for First-Time Home Buying

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Buying your first home should be an exciting time in your life, but it can be hard to stay levelheaded when you can quickly become overwhelmed. You have to assess your own finances, learn unfamiliar financial jargon, conduct endless research, and focus on a million other things. Here are a few tips to make your first home buying experience a little less stressful.

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Post Graduation Financial Tips

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It's almost that time of year again--graduation season. If you are one of the lucky ones about to turn the tassel, you are probably bursting with excitement about many things. One of these things may be getting your first real salary. After years of making little money, your entry level job may seem you like hit the jackpot. However, it is now more important than ever to be smart with your money. Here are some important tips to ensure you make the most of your money early in your career:

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Financial Advice for Young Adults: Part Two

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As you well know, college years are full of independence and personal growth. They also bring several new challenges and responsibilities. Of course these obviously vary from family to family, but this new season of life often begins the transition from financial dependence on mom and dad to independence. No matter where you are in this transition, there are several habits you can develop now to help you realize long-term financial success and there's no better time than now to get started.

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10 Great Ways to Spend an Income Tax Refund

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Expecting a substantial income tax refund this year? If so, you are in the majority - over 70 percent of Americans get money back at the end of the tax year, with the average refund being close to $2,000. Rather than having those precious dollars being absorbed into your normal spending routine, get the most out of your cash.

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The Tax Man Cometh: Quick Tips

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Since we all know what the other certainty in life is (death), maybe we shouldn't be all that upset about the onset of tax season, right? And while it may seem that the tax code gets more complicated every year, the good news is there are also a lot more tools now than ever before to streamline the process of tax preparation and make sure you complete your return correctly. Here are a few tax hacks to dial down the pain.

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Financial Advice for Young Adults

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It can be tough growing up and not having enough money to spend on things you want to have or experiences you want to take part in. And even when you start making money, you may not understand how to do so wisely and save smartly, especially since so many high schools don't offer a personal finance course.

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