Money Markets: Federally Insured. Fantastic Growth.

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Personal Money Market Accounts

If you are seeking a financial product that can grow your funds more than a traditional savings account you might consider the benefits of a We Florida Financial Money Market Account.

 

Secured

All Money Market Accounts are insured by the NCUA. 

Easy Access

Earn interest where your cash is accessed easily.

Superior Rates

Earn more interest than you would with a traditional savings account.

Federally Insured Money Markets

The main advantages of a Money Market Account at We Florida Financial are: 

  • Incredible Earning Rates!

  • Federally insured by the NCUA.

  • Unlike certificates of deposit (CDs), you can easily access your money market savings several times a month.

  • Money Market Accounts are insured by the NCUA.

  • Your account will grow at an established rate, which makes Money Market Accounts a more reliable savings vehicle.

Deposit Rates (Earnings)

Effective 3/30/2026
Account
Min. to Open
Min. Balance ‡
Dividend Rate
APY 1
Money Market - Personal & Business
$2,500
$2,500
3.20% on Balances ≤ $10,000. Then 0.25% on Portion of Balances > $10,000
3.25% on Balances ≤ $10,000. Then 0.25% on Portion of Balances > $10,000
High Yield Accum.
$0
$1
0.45%
0.45%
High Yield Invest.
$10,000
$2,500
0.40%
0.40%
Account
Min. to Open
Min. Balance ‡
Dividend Rate
APY 1
Money Market - Personal & Business
$2,500
$2,500
3.20% on Balances ≤ $10,000. Then 0.25% on Portion of Balances > $10,000
3.25% on Balances ≤ $10,000. Then 0.25% on Portion of Balances > $10,000
High Yield Accum.
$0
$1
0.45%
0.45%
High Yield Invest.
$10,000
$2,500
0.40%
0.40%
Notes
‡ Minimum Balance to Earn Stated APY
¹ APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends. Online Banking will display a single combined rate which reflects the actual rate on the total balance.
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