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Which Credit Card is Best for You?

No/Low Credit Score

No/Low Credit Score
  • Build, Establish Or Repair Credit 
  • No Prior Credit History Needed 
  • Ideal For Vacation & Travel
  • More Purchasing Power Than A Debit Card
  • Only $50 Annual Fee

       Learn More about Secured Credit Cards 

Fair Credit Score

Fair Credit Score
  • The Power Of A Credit Card
  • Higher Credit Limits Available
  • Get Purchase Security Benefits
  • Provides Auto Rental Insurance
  • No Balance Transfer Fee
  • No Cash-Advance Fee
  • No Annual Fee

Excellent Credit Score

Excellent Credit Score
  • Earn Points On Every Dollar Spent 1
  • Convert Points into Cash Back, Gift Cards & Merchandise
  • No Cap On Cash Back Rewards
  • No Cap On Points
  • Points Never Expire 
  • Get Purchase Security Benefits
  • Provides Auto Rental Insurance
  • Higher Limits Available
  • Introductory 1.99% APR On Purchases For 6 Months 2
  • Introductory 1.99% APR On Balance Transfers For 12 Months 3
  • $0 Annual Fee for the First Year - Then $49 Annually 

1 Earn 1 point for every $1 spent on credit card purchases, 2 points for every $1 spent on gas purchases, and 3 points for every $1 spent on dining & grocery purchases. Points may be spent on a variety of items including cash, gift cards, and merchandise. The  APR may vary monthly based on the Prime Rate.

Annual Percentage Rate (APR). Introductory 1.99% APR on purchases for first 6 months. After 6 months,  the balance will convert to the index plus the margin disclosed at the time of approval. The APR may vary monthly based on the Prime Rate.

3  Introductory 1.99% APR on cash advances and balance transfers in the first 12 months. After 12 months,  the balance will convert to the index plus the margin disclosed at the time of approval. The APR may vary monthly based on the Prime Rate.

4: Minimum Deposit and balance of $5 required to open a member share savings account.

 

 

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Opening Your First Credit Card

Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast!

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We Make Switching Easy

Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.

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