Re-establishing Your Credit Is As Easy As 1, 2, We


The Encore Program can assist you with deposit products while you work toward re-establishing your credit or fixing a damaged account relationship history.  Members can choose from Encore Savings or Encore Savings and Checking. 

For more information about the Encore Program, please call us at 954-745-2400 or 800-230-0200.


ATM Withdrawals

Your money when you need it at any of our ATMs.


Make everyday purchases using your Encore account.

Courtesy Pay

A financial cushion for when the unexpected happens.

Shared Branching

Participating credit union branch offices in all 50 states.

If you have bad credit or no credit, We Florida Financial is here for you. We understand that everyone has to start somewhere so we offer our Members the opportunity to build credit. Members can start an Encore account to construct a solid foundation for financial success. Once that foundation is set, our team can assist in the transition to other products and services that will best suit your future financial goals.

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Tips for Avoiding Missed Payments

How likely is it that a credit card user misses a payment? The answers might surprise you. Learn the effects of a missed payment and how to avoid them. 

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We Make Switching Easy

Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.

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