Make a budget
Plan your holiday shopping before you head to the malls this year. Gifts can really add up, leaving you with a hefty bill at the end of the season. Budgeting will help you avoid the temptations of last-minute impulse buying.
Choose your payment method wisely
If you’re going to pay by credit card, use the one with the most favorable terms. Many people do not even know the interest rate on their card. A We Florida Financial Visa®may be the best choice for you.
Look ahead to next year
If you came up short on cash this year, start an old-fashioned holiday-club account with direct deposit from your employer. We Florida Financial can help with this.