Planning for the future can feel like looking at a pile of puzzle pieces and not knowing where to start. 401(k), Traditional IRA, Roth IRA… it’s enough to make your head spin! But don’t worry—we’ve got your back. At We Florida Financial, we believe retirement planning doesn’t have to be confusing (or boring!). Let’s break down these retirement accounts in a way that makes sense, so you can confidently build your dream future. Ready? Let’s dive in!

Planning and managing finances can be challenging, but with the right support, you can take control of your financial future. We Florida Financial is excited to share an incredible resource available to our members through GreenPath Financial Wellness—Coach Lea, the Virtual Financial Coach. Coach Lea is designed to provide personalized, step-by-step guidance, helping you tackle financial goals anytime, anywhere.

The holidays are right around the corner, and while they bring joy, celebration, and time with loved ones, they can also bring financial stress. Between gifts, holiday meals, and unexpected expenses, it’s easy to find yourself spending more than you planned. But what if this year, instead of worrying about those extra costs, you were fully prepared? We’re encouraging members to open a secondary savings account dedicated just to the holiday season.

We’ve all been there—scrolling through our favorite online store, adding items to our cart, and then seeing that tempting "Buy Now, Pay Later" (BNPL) option at checkout. It feels like a financial lifesaver. Why wait to buy that perfect coffee table or those must-have shoes when you can have them now and pay later in smaller, interest-free installments? No brainer, right? Well, not so fast.

Scams are becoming increasingly sophisticated, and protecting your personal information and money has never been more important. At We Florida Financial, we’re dedicated to helping you stay aware of common scam tactics and keeping your accounts secure. Here’s a look at a few popular scams and practical steps to protect yourself from falling victim.

Living by the coast comes with its perks: stunning ocean views, mild weather, and beach days all year long. But with a hurricane expected to hit in just a few days, now is the time to put safety first.

While we can’t stop a hurricane, we can take immediate action to minimize damage and ensure we’re prepared to ride it out and handle the aftermath. With the storm closing in, every second counts—follow these 7 urgent steps to get hurricane-ready:

Your 20s and 30s are an exciting time, full of new opportunities and big decisions. Whether you're just starting your career, planning your dream wedding, buying your first home, or starting a family, these years are pivotal in shaping your financial future. At We Florida Financial, we're here to support you with products and services that make managing your finances easier—so you can focus on enjoying life’s milestones.

As summer comes to a close, planning for the holidays might seem a bit premature. But did you know that 58% of U.S. adults cite money as their top stressor during the holiday season? By taking some time now to assess your financial situation, you can reduce stress and set yourself up for a more peaceful holiday season. Here’s a simple seven-step checklist to help you get started:

No matter your age or where you are in life, building financial security is essential. Whether you're just starting your career, growing your family, or preparing for retirement, having a solid financial foundation can give you peace of mind and set you up for long-term success. At We Florida Financial, we’re here to help our members of all ages achieve their financial goals with products and services tailored to your unique needs.

Have you seen your insurance bills soaring recently? If so, you’re not alone. The average home insurance premium jumped by 21% from May 2022 to May 2023. When combined with rising housing prices, property taxes, and high-interest debt, it's easy to see why many Americans are feeling the financial squeeze. Knowing how to mitigate these costs can help you manage your budget more effectively, whether you own your home or rent.

In today’s digital age, managing your finances efficiently is more important than ever. One simple yet effective way to save money and streamline your financial management is by opting for e-Statements instead of traditional paper statements. At We Florida Financial, we are committed to helping our members make smart financial choices and choosing e-Statements is a perfect example of how small changes can lead to significant savings.

As you look forward to your retirement, understanding how Social Security benefits fit into your financial plan is more important than ever. CUSO Financial Services, LP., at We Florida Financial Credit Union, wants to ensure you have all the knowledge and support you need to make the best decisions for your future.

Making your savings a priority can totally change your financial game. The idea of "paying yourself first" means putting your savings at the top of your financial priorities, ensuring you build wealth consistently. Here’s a fresh approach to mastering this crucial habit, complete with practical steps and real-world examples tailored for you.

In a world where financial literacy is more important than ever, teaching kids how to manage money can set them up for a lifetime of success. As parents, one of the best gifts we can give our children is the knowledge of how to save, earn interest, and understand the basics of money management. Opening a Youth Account is a fantastic way to start this journey.

In today's digital age, phone scams have become increasingly sophisticated, and one of the most common tactics used by scammers is "spoofing." Spoofing involves disguising a phone number to appear as if it is coming from a trusted source. Recognizing and avoiding spoof calls is crucial for protecting your personal information and financial security. Here’s how you can identify and safeguard yourself against these deceptive calls.

In today's digital age, financial fraud is becoming increasingly sophisticated. To keep yourself and your finances secure, it's crucial to stay informed about the latest fraud techniques. Here are some new fraud strategies to be aware of and tips on how to protect yourself.

Managing money effectively is essential for financial stability and growth. However, many people unknowingly engage in bad money habits that can hinder their financial success. Here are some key habits to avoid:

Aviation flying clubs are unique organizations that bring together individuals with a shared passion for flying. These clubs offer a range of benefits, from cost savings and access to aircraft to camaraderie and educational opportunities. Whether you're a seasoned pilot or a newcomer to aviation, flying clubs provide a supportive environment to explore the skies.

In the dynamic landscape of personal finance, one movement stands out for its bold ambition and innovative strategies: Financial Independence, Retire Early (FIRE). This paradigm shift in financial thinking champions the notion of breaking free from the traditional work-retire-die cycle and instead, achieving financial freedom at an early age. At the core of this movement lies a potent catalyst: Individual Retirement Accounts (IRAs), and a lesser-known yet valuable tool: Certificates of Deposit (CDs). Let’s explore how IRAs and CDs can synergize to turbocharge your journey to FIRE and pave the way for a life of purpose, passion, and autonomy.

As tax filing deadlines get ever closer, the annual ritual of sorting through receipts and forms to uncover potential deductions can add an extra layer of stress to an already overwhelming season. But fear not, for amidst the sea of paperwork lies a treasure trove of often-overlooked deductions that could significantly reduce your tax bill. While the tried-and-true deductions like mortgage interest and charitable contributions are familiar to many, delving deeper into the tax code reveals a wealth of lesser-known opportunities to save.