Personal Checking Accounts
We Florida Financial offers our South Florida members checking accounts that are personalized to your individual financial needs, no matter what stage in life you are. We work with you to help you reach your specific financial goals and dreams, no matter how big or small.
Every personal checking account includes:
- FREE Debit/ATM Card
- FREE Online Banking with Online Bill Pay
- FREE Mobile Banking App with Mobile Check Deposit
- FREE access to secure e-Statements
View Personal Checking Brochure
Personal checking accounts designed to fit your Florida lifestyle
Ultra Checking earns its highest APY on the first $10,000, then 1.25% APY thereafter. Min. Balance to Earn: $1,500. • $6 monthly charge if balance falls below $1,500 • Min. Age: 10 • Active CD Required. • Max 1 Ultra Checking Account per Person.
Prime Checking Account
A high-yield checking account for those interested in higher interest rate
• FREE initial order of standard checks
• Higher interest rate with an account balance of $1,500 or more
• Competitive interest rate if account balance falls below $1,500
• Only $10 monthly charge if balance falls below $1,500
• FREE WeProtect Identity Theft and Fraud Protection
emPower Checking Account
An interest-earning checking account, with the convenience of direct deposit
• Competitive interest rate
• Only $500 minimum balance to avoid a low monthly fee of $5
Fabulous 50+ Checking Account
A perfect senior checking account for Members age 50 and better
• FREE initial order of standard checks
• Competitive interest rate
• No minimum balance
• No monthly service charge
• FREE WeProtect Identity Theft and Fraud Protection
Essential Checking Account
A great personal checking account for anyone
• No minimum balance
• No monthly service charge
We Florida Financial is a full-service financial institution with branches in the South Florida counties of Broward and Miami-Dade. Our credit union participates in the CO-OP Nationwide Shared Branch Network, where members can use participating credit union branch offices in all 50 states to conduct routine transactions such as deposits, withdrawals and loan payments.
We are here for all of your financial needs, helping empower you to explore your dreams.
Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. We Florida Financial rules and regulations apply. Membership required and open to individuals who live/work in select counties from Key West to Jacksonville. Members must maintain a savings account with a minimum balance of $5.
Checking Accounts Add Up
Have you considered a checking account? Believe it or not, these can give you good dividends. It all depends on the account itself.
Breaking Down Savings Timelines
Knowing how much to put aside can be tough. We’re going to break down the savings timelines and factors that go into figuring out how much to save and when.
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