Personal Checking Accounts
We Florida Financial offers our South Florida members checking accounts that are personalized to your individual financial needs, no matter what stage in life you are. We work with you to help you reach your specific financial goals and dreams, no matter how big or small.
Every personal checking account includes:
Personal checking accounts designed to fit your Florida lifestyle
Prime Checking Account
A high-yield checking account for those interested in higher interest rate
• FREE initial order of standard checks
• Higher interest rate with an account balance of $1,500 or more
• Competitive interest rate if account balance falls below $1,500
• Only $6 monthly charge if minimum account balance falls below $1,500
• FREE WeProtect Identity Theft and Fraud Protection
Essential Checking Account
A great personal checking account for anyone
• No minimum balance
• No monthly service charge
We Florida Financial is a full-service financial institution with branches in the South Florida counties of Broward and Miami-Dade. Our credit union participates in the CO-OP Nationwide Shared Branch Network, where members can use participating credit union branch offices in all 50 states to conduct routine transactions such as deposits, withdrawals and loan payments.
Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. We Florida Financial rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. *Receive $10 within 48 hours of bringing in your unused debit cards and/or checks from another financial institution. For new accounts only. One buy back per account. May be reported on a 1099-INT or 1099-MISC. Membership required and open to individuals who live/work in select counties from Key West to Jacksonville. Members must maintain a savings account with a minimum balance of $5.