• New emPower checking - ger more for less! Personal Checking
  • New emPower checking - ger more for less! Personal Checking
  • New emPower checking - ger more for less! Personal Checking

Personal Checking Accounts

We Florida Financial is offering our South Florida members four new checking accounts personalized to your individual needs, no matter what stage in life you are. We work with you to help you reach your specific financial goals and dreams, no matter how big or small.

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Every new personal checking account includes:

  • FREE Debit/ATM Card
  • FREE Online Banking with Online Bill Pay
  • FREE Mobile Banking App with Mobile Check Deposit
  • FREE access to secure e-Statements
  • FREE ClickSWITCH - For EZ credit union account switching
  • FREE Thank You Gift
  • Free gifts for referring others
  • Buy Back of your debit cards and unused checks from another financial institution for $10*

Personal checking accounts designed to fit your lifestyle

Prime Checking Account

Prime Checking Account

A high yield checking account for those interested in higher interest rate

• FREE initial order of standard checks
• Higher interest rate with an account balance of $1,500 or more
• Competitive interest rate if account balance falls below $1,500
• Only $6 monthly charge if minimum account balance falls below $1,500
• FREE WeProtect Identity Theft and Fraud Protection

emPower Checking Account

emPower Checking Account

An interest-earning checking account, with the convenience of direct deposit

• Competitive interest rate
• No minimum balance
• No monthly service charge

Fabulous 50+ Checking Account

Fabulous 50+ Checking Account

A perfect senior checking account for Members age 50 and better

• FREE initial order of standard checks
• Competitive interest rate
• No minimum balance
• No monthly service charge
• FREE WeProtect Identity Theft and Fraud Protection

Essential Checking Account

Essential Checking Account

A great personal checking account for anyone

• No minimum balance
• No monthly service charge

We Florida Financial is a full-service financial institution with branches in the South Florida counties of Broward and Miami-Dade. Our credit union participates in the CO-OP Nationwide Shared Branch Network, where members can use participating credit union branch offices in all 50 states to conduct routine transactions such as deposits, withdrawals and loan payments.

We are here for all of your financial needs, helping empower you to explore your dreams.

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Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. We Florida Financial rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. *Receive $10 within 48 hours of bringing in your unused debit cards and/or checks from another financial institution. For new accounts only. One buy back per account. May be reported on a 1099-INT or 1099-MISC. Membership required and open to individuals who live/work in select counties from Key West to Jacksonville. Members must maintain a savings account with a minimum balance of $5.

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Checking Accounts Add Up

Have you considered a checking account? Believe it or not, these can give you good dividends. It all depends on the account itself.

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Breaking Down Savings Timelines

Knowing how much to put aside can be tough. We’re going to break down the savings timelines and factors that go into figuring out how much to save and when.

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