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Our Rates Help You Get Ahead!
![Rates Page](/images/2023/04/18/rates-family-2-ahead.jpg)
Deposit Rates (Earnings)
Effective 12/18/24
Personal Checking
Min. to Open
Min. Balance ‡
Dividend Rate
APY 1
Ultra Checking
$50
$1,500
3.45% on first $10,000. Then 1.24%.
3.50% on first $10,000. Then 1.25%.
Prime Checking
$50
$1,500
1.49%
1.50%
Fabulous 50+ Checking
$50
$0.01
1.00%
1.00%
emPower Checking
$50
$500
1.00%
1.00%
Essential Checking
$50
$0
0.00%
0.00%
Business Checking
Min. to Open
Min. Balance ‡
Dividend Rate
APY 1
emPower Business Checking
$50
$1,500
1.00%
1.00%
Essential Business Checking
$50
$500
0.00%
0.00%
Loan Rates
Effective 12/18/24
Personal Loan Rates
Type
APR as low as 1
Terms
Personal Loan
11.25%
Up to 36 months
Ready Access Overdraft Line
11.25%
N/A
Certificate Secured Loan
Contact us
Varies
1 APR=Annual Percentage Rate (rate of interest charged per year)
Payment Example: Estimated monthly payment on a 36-month Live Your Life loan at 11.25% = $32.86 per $1,000 borrowed.
Rates and terms are subject to change without notice.
Terms vary based on collateral, loan amount, and creditworthiness. Ask us for details.