Business Checking

Business Checking Accounts

We Florida Financial is offering our South Florida credit union members two new checking accounts personalized to your business needs. We work with you to help you reach your specific business goals and financial dreams, no matter how big or small.

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Every new business checking account includes:

  • FREE Business Debit/ATM Card
  • FREE Business Online Banking with Business Online Bill Pay
  • FREE Business Mobile Banking App with Mobile Check Deposit
  • FREE access to secure e-Statements
  • FREE Thank You Gift
  • Buy Back of your debit cards and unused checks from another financial institution for $10*

Business checking accounts designed to fit your business's needs

emPower Business Checking Account

emPower Business Checking Account

Designed for sole proprietorships and not-for-profit organizations

• 1,000 FREE transaction items per month
• Competitive interest rate
• Only $1,500 minimum account balance to avoid a low monthly service fee of $6
• Up to $10,000 currency deposited per month FREE

Essential Business Checking Account

Essential Business Checking Account

Perfect for most businesses

• 1,000 FREE transaction items per month
• No minimum balance
• No monthly service charge
• Up to $10,000 currency deposited per month FREE

TO ASSIST IN OPENING YOUR NEW BUSINESS CHECKING ACCOUNT, WE MAY REQUEST THE FOLLOWING:

Sole Proprietor
  • SSN or EIN of Owner
Limited Liability Company (LLC)
  • TIN of LLC
  • Certificate of Existence
  • Operating Agreement
Partnership
  • TIN of LLC
  • Certificate of Existence
  • Operating Agreement
Not-For-Profit Organization
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorization letter
Corporation
  • TIN of Corporation
  • Articles of Incorporation
Additional Items
  • Fictitious Business Name Statement may also be requested.
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The following information is needed for Beneficial Owners. Beneficial Owners are individuals who directly or indirectly own 25% or more of the legal entity and/or the individual who has significant responsibility for managing the legal entity:
  • Name
  • Physical Address
  • Date of Birth
  • Social Security Number
  • Valid Government Issued ID

We Florida Financial is a full-service financial institution with branches in the South Florida counties of Broward and Miami-Dade. Our credit union participates in the CO-OP Nationwide Shared Branch Network, where members can use participating credit union branch offices in all 50 states to conduct routine transactions such as deposits, withdrawals and loan payments.

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. We Florida Financial rules and regulations apply. Transaction items include all debits and credits. If the Essential Business or emPower Business account exceeds 1,000 free transaction items per month, the account may be converted to another checking product. If the Essential Business or emPower Business account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. *Receive $10 within 48 hours of bringing in your unused debit cards and/or checks from another financial institution. For new accounts only. One buy back per account. May be reported on a 1099-INT or 1099-MISC. Membership required and open to individuals who live/work in select counties from Key West to Jacksonville. Members must maintain a savings account with a minimum balance of $5.

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