The holiday season is a time of joy, togetherness, and celebration. As we prepare for the festive period, it's essential to remain vigilant about potential scams that can put a dent in your holiday spirit and your budget. In this article, we'll delve into some common holiday scams that can disrupt your celebrations and offer tips on protecting yourself from becoming a victim.
5 Easy Ways to Save in the New Year Without Breaking a Sweat
A Chinese philosopher once said that “the journey of a thousand miles begins with a single step.” Try these tips. You will soon be on the road to financial fulfilment.
4 Ways You Can Save Money While Traveling
Why is it that your money seems to evaporate whenever you are traveling? It is easy for expenses to pile up once you set out on your travels. Here are some tips to help keep money in your wallet while still having a great time on your vacation.
4 Ways to Set Yourself Up Well for Retirement
Day after day, your ideal retirement date draws ever closer – but are you any closer to being truly prepared? Well before that time comes, you need to build a solid foundation to keep your finances in check, so you can retire on time. Thankfully, you can start perfecting your plans with these four ways to set yourself up well for retirement.
4 Tips For Preparing a Post-College Budget
Leaving college often means the start of a new job, new living arrangements to pay for and other new expenses to cover. All of this means your finances will likely need an overhaul. It’s time to create your post-college budget.
If you’ve been working with a budget throughout college, you’ll already have the concept down pat. You’ll want to rework the numbers to incorporate your new expenses, as well as your new salary. If you’ve floated by on a wing and a prayer while in school, you’ll have to start at the very beginning as you build a workable budget to manage your finances.
4 Tips for First Time Homebuyers
Buying your first home can be an exciting experience. Yet, with that excitement can come a laundry list of items to address to ensure your purchase goes off without a hitch. Give yourself the best chance for success by following the tips for first-time homebuyers listed below.
3 Ways Your Credit Union Can Help You Fund Your Summer Vacation
Vacations are important for your physical and mental well-being, and you may be planning the perfect summer vacation. But how are you going to get around the price tag on your getaway?
3 Tips for a Less Stressful Holiday Season
Make a budget
Plan your holiday shopping before you head to the malls this year. Gifts can really add up, leaving you with a hefty bill at the end of the season. Budgeting will help you avoid the temptations of last-minute impulse buying.
3 Differences Between Credit Unions and Banks that Matter
It's obvious that big banks spend heavily on marketing and advertising to attract new customers. But many of us remember the financial crisis and how massive corporate institutions mishandled hard-working Americans' money. That's why everyday people often consider an alternative to these corporate giants.
Navigating Student Debt Repayment as Student Loan Payments Resume: How GreenPath Can Help
With the resumption of student loan payments approaching in October, many individuals face the challenge of managing student debt repayment. Balancing these repayments with other financial goals can be daunting, especially considering factors like inflation, high-interest rates, and the looming repayment deadline. In this article, We Florida Financial explores the ways our partnership with GreenPath, a trusted financial wellness organization, can provide expert assistance in navigating student debt repayment and turning financial challenges into opportunities for growth and stability.
What you need to know about weight-loss scams and how to avoid them
January is prime time to get into shape.
This year, in particular, many Americans are struggling to shed the “quarantine 15,” or the pounds packed on during all those months when life happened over Zoom and nobody saw what you were wearing below the waist. In fact, the snack company that brings us Oreo cookies and Ritz crackers reports that sales have increased by more than 16% since 2019. And hard as it may be to believe, at some point in the future, it will no longer be socially acceptable to attend a business meeting, a friend’s formal dinner party, or your sister’s wedding while wearing sweatpants.
Unfortunately, scammers know this as well as anyone, and they are out in full force, trying to scam consumers with bogus weight-loss products, miracle drugs, and more. Gyms aren’t far behind, with many of them offering misleading contracts that are impossible to get out of once they’re signed.
Don’t get scammed! Lose the pounds you’re looking to shed this winter — not your money.
Here’s what you need to know about weight-loss scams and how to avoid them.
Millennials and Retirement: How To Avoid Falling Short Of Your Goals
When millennials entered the workforce at the turn of the present century, they faced an economy impacted by the Dot.com and mortgage industry bubble collapse, and both the automotive and mortgage industries were in crisis. For this highly educated workforce, the uncontrollable economic impact would threaten to leave Millennials employed at lower wage levels - and many without the corporate benefit of a retirement plan.
Tax Tips for Unemployment Income If You’ve Been Laid Off or Furloughed
If you lost your job or were furloughed this year, we are so sorry. If you were lucky, your company may have paid you furlough or severance. Either way, you likely applied for unemployment benefits, once you could get through on the busy, busy phone lines. And now, with tax time approaching, you may wonder if you owe taxes on the money you received, and if so, when and how you need to pay the tax.
Is my furlough pay or severance taxable?
Low-Interest Credit Card vs. Rewards Credit Card: Which one is right for you?
Credit cards come in so many varieties that it can be hard to know which one is the best choice for you. Some people like to earn cash back or other rewards while they shop, while others need help avoiding more debt as they pay off their balance.
If you're not sure which type of card you need, we're here to help! Here's a brief guide to low-interest credit cards and rewards credit cards to help you choose the best card for your needs!
The End of the Home Equity Loan Interest Deduction – What Does It Mean For You?
As the saying goes, all good things must come to an end. Homeowners have been able to deduct interest paid on home equity loans and lines of credit for decades. Thanks to the new tax law, that deduction is now gone.
Debt Consolidation: What do I Need to Know?
Q: I’m up to my ears in debt, and I’d love a way out. I’m strongly considering debt consolidation. What do I need to know before I move ahead?
A: Debt consolidation is the process of moving several (possibly) high-interest debts into a new loan or line of credit. Debt consolidation can help you pay off your debt quicker, with less money going toward overall interest payments.
Here’s what you need to know about debt consolidation:
What are the benefits of debt consolidation?
Can you really afford a pet?
About 5 years ago, my husband and I decided to adopt a tiny, 3-pound puppy we called, Sofia. We rescued her from a dirty, dingy puppy mill. She was actually covered in newspaper ink when we found her.
Buying a Second Home
Are you thinking of buying a second home? The first step in purchasing a second home is to decide what the purpose of your home will be. Is it an investment property, a place to rent to others, a getaway home, or a place for you to live after retirement? Here are a few items to consider as you start the process:
Act Quickly if you Miss the April Tax Filing Deadline
Although it might be hard to believe, the consequences of missing the April income tax filing deadline can be even more frustrating than completing the return in the first place.
12 Things To Do Before Your Summer Getaway
Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for vacation.