Living near the ocean, with its breathtaking views and temperate climate is ordinarily wonderful. However, there’s one big danger associated with coastal living: hurricanes.

You can’t stop hurricanes from coming, but you can take steps to minimize damage and prepare for the aftermath. Here are 4 ways to prepare your vehicle for hurricane season:

So you've shopped around for an RV loan in Florida and you think you've found the one? As a lender for RVs and boats, we want to get you on the road or in the water as quickly as possible so you can start living out the dream. But we also want to make sure that you have no regrets about your relationship with us.

If your car seems to be chugging along perfectly fine, why should you fork out the dough for service work? When this thought flows through your mind unabated, you could be setting yourself up for trouble in the future. Whether they are driven often or not, modern vehicles require regular maintenance to remain in optimal condition. If you neglect to complete timely maintenance, you could end up paying far more than you would have otherwise to fix whatever broke. To ensure you do not make this costly mistake, utilize this guide to better understand how regular car maintenance can prevent the need for extensive repairs.

Q: Is it a good idea to use my We Florida Financial credit card to pay for gas?

A: People commonly use their debit cards or pay in good old-fashioned cash when filling up on fuel, but there are several advantages to using a credit card to pay for gas. Here are four reasons our members should use your credit card to pay at the pump. 

Did you know that the cost of a car can fluctuate based on the month or the day of the week? Now that you have decided it is time to buy a car, make sure you purchase it at the right time so you can get the best deal possible.

If you’re in the market for a new car or truck, you’re likely also shopping for an auto loan. Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it. Here’s all you need to know about auto loans and how to choose the one that’s best for you. 

Congrats—you’re ready to purchase your first real car!
The process can be daunting but will walk you through it. Follow our guidelines for a stress-free ride!

When Should You Consider Vehicle Refinancing?

Vehicle refinancing is an easy way to lower your monthly car payment while getting a little extra cash for your budget. At We Florida Financial, you can lower your interest rate by 1% or more and get a cash bonus of up to $250.

When Should You Look into Vehicle Refinancing

First-time car owners aren't all the same. Some may spend plenty of time finding the best deal while others let down their guard and trust whatever financing the local dealership offers. If you've realized too late that you signed up for a bad deal, vehicle refinancing can give you some breathing room in your budget and extra savings in your wallet.

Car Loans with Lower Interest Rates at We Florida Financial

When it comes to car loans borrowers usually turn to their banks or the car dealer for financing. But did you know that an auto loan from a credit union provides more long-term benefits?

Did you ever wonder why car dealers want to have you finance at their dealership?  It’s customary in the industry for lenders to pay dealers a fee for these loans, and in some cases dealers are allowed to mark up the rate (APR) and keep the difference.  It’s perfectly legal but I bet you didn’t know about it.  

When you come directly to your credit union, you get a great rate and we have rate discounts for many members.  We offer rate discounts for members in our Premium and Select relationship levels.  If you have certain services with us, such as a checking account and a credit card, you may qualify for additional rate discounts.  We also give “loyalty discounts” to reward members who have been with us for certain periods of time.  And if you take advantage of our We Drive onsite dealer partner, we reduce your rate even further.  Plus we give you lower “new car” rates on pre-owned vehicles up to two model years old with less than 36,000 miles.  We’ve got rates that go as low as 1.74% with all discounts as of October 2019.

Please call or stop by We Drive to talk with one of our friendly staff and start taking advantage of what your credit union has to offer.  

Not a member?  Ask about joining.  It’s easy and open to everyone in South Florida.

by Lloyd Gill President/CEO We Florida Financial

If you’re a member of We Florida Financial, you probably realize that credit unions are different from banks. We don’t have stockholders, we have members. We don’t try to sell you things you don’t need just to make money. We talk with you about what you need and want, and let you know how our products can improve your financial life.

Equity is a nuanced concept, but everyone who owns a car needs to understand it. This is especially true for people who want to refinance their car to pocket cash or pay off high-interest debt.

People sometimes describe equity as how much of an asset you own. However, we may own the t-shirt we're wearing. No one talks about having equity in a t-shirt.

It’s summer in South Florida and that means one thing: boats! It time to stop hoping your friends will invite you out on theirs, and purchase one for yourself so you enjoy it whenever you’d like. Before you go running off to a dealer, here are some things you need to know.

When people are considering purchasing a motor vehicle, they often focus on the sticker price. Even though nobody likes to go over budget and pay more than they have to for a vehicle, it is important to consider the actual cost of owning a car. In some cases, people might be able to afford the car’s sticker price but not be able to afford the additional costs that come with it. With this in mind, how can people figure out the actual cost of owning a car? What are some of the factors to consider? We Florida Financial has done some of the research for you.

After the recent catastrophic storms in the southern United States, it is estimated that as many as 500,000 cars may have been flooded and seriously damaged.  A large percentage of these vehicles will find their way into the market for re-sale.

If someone gave you $100 with no strings attached, you would it take it, wouldn’t you? Yet every year, thousands of boat and RV owners miss the chance to take home hundreds of dollars by choosing to refinance their loans at lower rates. There are plenty of reasons to refinance your recreational vehicle loan, but here are some of the best: