Top Reasons to Own a Credit Card

Three Top Reasons to Own Credit Cards

Service fees and fears over identity theft shouldn't scare you away from carrying plastic for good. Here are some compelling reasons why you should consider, or reconsider, getting a credit card if you don't have one yet:

Safer than cash

Carrying a credit card is safer than carrying around a lot of cash. Stolen cash is gone for good. With a credit card, you can call to report it stolen, saving you from further trouble.

Build your credit history

Assuming you've never taken out a loan, if you don't have a credit card you may not have a credit history, which is needed to prove to lenders you're a responsible borrower and can handle credit wisely.

Emergencies

You never know when you'll be in an emergency, making credit cards handy to keep around.

We Florida Financial’s Platinum Visa credit card comes with travel and emergency assistance services. Contact us today!