Equity is a nuanced concept, but everyone who owns a car needs to understand it. This is especially true for people who want to refinance their car to pocket cash or pay off high-interest debt.

People sometimes describe equity as how much of an asset you own. However, we may own the t-shirt we're wearing. No one talks about having equity in a t-shirt.

The real estate landscape can be tough for first-time homeowners with no equity. Many people struggle to meet the demands of everyday bills and still find space in the budget to put something away for a family home. Let's take a look at how long you could spend saving for a down home. Then, we'll look at an alternative loan program that can help you get into your dream home faster.

April was National Financial Literacy Month and to help consumers expand their knowledge and achieve a better outlook, KOFE created a 30-day action plan. It’s designed to help you build your understanding of key financial topics and then take actions related to each topic.

The check list is based on the eight key areas of financial understanding. Each key area is broken up to three specific actions you can take to make sure your financial life is up to speed in that area of interest. You have a few days allocated to focus on each area so you can end the month in a better place financially.

It’s summer time and the living is easy. For many, it’s vacation season. Time to get away from the daily grind and kick back on a near or distant shore. But before you go, here are a few health and financial tips (5 to be exact) from a seasoned traveler who has explored many a clime and made it back to tell the tale.

A cryptocurrency is a digital form of money or medium of exchange built on blockchain technology. Cryptocurrencies use cryptography to secure and verify transactions hence their name. Its developers come up with these cryptography protocols based on computer engineering principles and advanced mathematics to make these protocols impossible to break. This makes them also impossible to duplicate or produce counterfeit. This level of security is achieved by masking the identities of the cryptocurrency users so that it’s difficult to track a particular person’s or group’s funds and transaction flows.

Investing in a retirement plan may not be at the top of your list of things to do today, but it should be. Seriously. With most employers offering an easy to navigate, low-risk employee 401(k) plan, this is definitely something you should be taking advantage of. Savvy millennials know that making smart investments now will lay the groundwork for a bright financial future.

Thanks to the Internet, there are many ways to make cash online. Whether you want to make a living working on the Internet or simply earn some cash on the side, here are a few of the best ways to make money online.

I took a trip to the department store with my family one Saturday afternoon. I had just turned 16 and I noticed a huge banner that said, “JOB FAIR” on a well-known store’s entrance. I broke away from my family to go check it out. A woman ushered me into a small office, handed me a clipboard and told me once completed, to hand it to the HR representative behind a glass counter. I had no idea what I was doing but I figured I should go ahead and do as I was told.

Virtually no one would frown upon the idea of making more money doing what they love. There's nothing wrong with striving to increase the size of your paycheck. In fact, the Society for Human Resource Management conducted a survey and found that 63 percent of respondents said that compensation was a major contributing factor to job satisfaction. Here are a few tips that will help you score the higher paying job of your dreams.

In this day and age, doing good for the environment should be a priority on everyone's mind. From cleaning up trash to reducing waste, people from all over the world are doing what they can to improve this planet. One way that’s done involves using e-statements over traditional paper statements. Although it seems like a minimal change, using e-statements can lead to some amazing benefits. While environmental change is a leading benefit, using e-statements poses some other incredible advantages. See below for a list of the benefits.

As a massive group of individuals that recently transferred into adulthood and the largest generation currently in the labor force, millennials have a big impact on the financial landscape in many ways. As a generation, they stress a number of ideals that impact their relationship to finance, as well as their spending, saving, and investing habits.

No one is ever certain about how life will turn out. This is why we often secure our assets and protect our family with insurance: car insurance in case we get into an accident and total the vehicles, home insurance for an unexpected natural disaster, and even pet insurance to secure our beloved furry members of our family.

As evidenced by warnings to avoid keeping up with the Joneses, the fear of missing out, or FOMO as it is known today, has long posed a threat to finances. With the advent of social media, however, FOMO has become more prevalent – and people are financially overextending themselves more than ever before as a result. You can protect yourself and your finances from this phenomenon by becoming aware of the problem and taking smart steps to halt the urge to indulge in this fear.

When people are considering purchasing a motor vehicle, they often focus on the sticker price. Even though nobody likes to go over budget and pay more than they have to for a vehicle, it is important to consider the actual cost of owning a car. In some cases, people might be able to afford the car’s sticker price but not be able to afford the additional costs that come with it. With this in mind, how can people figure out the actual cost of owning a car? What are some of the factors to consider? We Florida Financial has done some of the research for you.

Here’s something we can all agree on: it would be nice to save more money. But you don’t necessarily have to earn more in order to save more.

After the recent catastrophic storms in the southern United States, it is estimated that as many as 500,000 cars may have been flooded and seriously damaged.  A large percentage of these vehicles will find their way into the market for re-sale.

Depending upon how much credit card debt you have, being debt-free can seem daunting or even unattainable. Developing a plan is the most important first step to attaining a debt-free life. Without a plan, it can feel like you’re not making any noticeable progress. Here are five important steps to take to get rid of your debt.

If you are looking for a mortgage, a home equity loan, an auto loan, or a personal loan, you want to feel like you are getting the best loan available. Keep these items in mind while you are shopping for a loan:

When it comes to our finances, most people underestimate just how much they spend on food.  And while we can get rid of other expenses, food is the one line item that we cannot eliminate. We can however, spend a lot less with a bit of thought and planning.

Refinancing. You hear the term in the media almost every day especially in this low rate environment. Refinancing means paying off your existing mortgage with a new one. Should you do it? Consider these five reasons why refinancing may be right for you.