Don’t Get Caught in a QR Code Scam
Scammers are always dreaming up new ways to con people out of their money. Recently, they’ve figured out a “quick” way by hijacking QR codes. Here’s what to know about QR code scams and how to avoid them.
What’s a QR code?
A QR code is a square barcode that can be scanned using a smartphone. It goes directly to a website or app. Businesses use QR codes for many reasons, like posting online menus, scanning coupons, processing payments and more. They are a quick and efficient way to do business. They are hygienic, environmentally friendly, versatile and easily accessible with any smartphone that has a camera!
The pros of QR codes outweigh the cons, but like all good things, scammers can try to weasel their way in and ruin them.
How the scam plays out
In a QR code scam, a scammer replaces a legitimate QR code with their own. A consumer scans the bogus code thinking it’s legitimate. They make a payment for a transaction and, unfortunately, the consumer has sent their money right to the scammer. Often, the scam also gives the scammer access to the victim’s phone and information.
How to avoid becoming a victim of a QR code scam
When scanning a QR code, practice basic safety measures. Check the URL that the QR code directs you to for common signs of a secure site, including a lock icon and an “s” after the “http”. Something a lot of consumers don’t know is that the “s” stands for secure. If the webpage or app seems suspicious, get out. You can access the merchant’s payment portal by visiting their app or website directly. The FBI also advises against downloading an app from a QR code and/or downloading a QR code scanner app.
When using a QR code, look for these red flags:
- The URL is different from the home site.
- The QR code is posted on a public sign or notice that looks tampered with.
- The site or app the QR code directs you to is full of typos.
We use QR codes often to help reduce our carbon footprint and make saving our information easy for all members! If you follow the tips above and only scan codes that come directly from us, you’ll be in the clear.
Stay alert and stay safe!
