Financial Advice for Young Adults

group of friends at coffee shop

It can be tough growing up and not having enough money to spend on things you want to have or experiences you want to take part in. And even when you start making money, you may not understand how to do so wisely and save smartly, especially since so many high schools don't offer a personal finance course.

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Don’t Make These Home Buying Mistakes

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Buying a home for the first time is a much more in-depth process than many buyers think. Many first-time home buyers jump in with both feet before realizing the steps that they should take to find their dream home. Take a look at some of these home buying mistakes you should avoid while searching for your new home:

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You Can Model World Peace On Us

Royal Bahamas Police Force Band

At a time when global crises abound and tensions between countries are at an all-time high, the recent international conference of Caribbean and North American credit unions was a welcome relief and a model of cross cultural cooperation. This meeting was the result of a joint effort of the CCCU (Caribbean Conference of Credit Unions) and US based CUES (the Credit Union Executive Society). The conference was held at the end of June in the Bahamas.

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Don't Tax My Credit Union

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You may have seen news about Don't Tax My Credit Union, a national campaign dedicated to maintaining credit unions' tax exempt status. Why should you care?

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Five Holiday Season Scams

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It's the time of year to spread holiday cheer. We're out purchasing that perfect gift from our favorite retailer or surfing online to fill our virtual basket full of goodies. Either way, we're happy to find the perfect gift for that special someone. This sense of holiday cheer also has a darker side - scams, hackers and fraud.

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Recognizing International Credit Union Day

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child

 

International Credit Union (ICU) Day has been celebrated on the third Thursday of October since 1948. The day is recognized to reflect upon the credit union movement's history and to promote its achievements. It is a day to honor those who have dedicated their lives to the movement and show members our appreciation. This year's theme, "Local Service. Global Good." emphasizes credit unions' positive impact in their communities locally and around the world.

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Marriage and Money

couple shopping online

When it comes to newlyweds or a recently engaged couple, it can be easy to get caught up in the honeymoon phase of your relationship and disregard financial issues in your relationship. It is easy to get sidetracked when you are wedding planning, searching for the perfect home or deciding how many children you want to have. While these are excellent topics to discuss, to ensure a healthy marriage we encourage you to discuss money matters.

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Retirement Planning Starts Early

man at a laptop

Ask a twenty-something professional what's on their shortlist of priorities, and it's doubtful you'll see "retirement planning" on there.  Then again, this is a time in life when choosing the right career path is a little more pressing than thinking about leaving it.

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Making Summer Vacation Plans?

friends at the beach

Are you still planning a summer vacation? Haven’t quite finalized your plans due to budget concerns? Never fear - the season is still young, and you have plenty of time to clean your financial house in advance of a nice summer getaway! With this in mind, here are a few helpful strategies to make your summer vacation a smashing success.

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Kids and Money Management

mother teaching her daughter to garden

Summer has arrived, and kids everywhere are dealing with a sudden spike in free time. As parents, the chances are good that you'll be tapped for a little spending money during the season.

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Why I’m Loving the World Cup

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I don’t know why the World Cup was not on my radar in the past. Has it been hyped more this year? Maybe I’ve just been paying attention to sports lately, thanks to the Heat’s run to the NBA finals.

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Wilton Manors Tech Bar

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Since 1952, City County Credit union has been providing topnotch financial services for tens of thousands of Floridians due in no small part to our ability to keep up with the changing times.

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Student Loan Repayment – made easy!

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Spring is giving way to the earliest stages of summer, and young, ambitious students everywhere are preparing to matriculate.  But, once the caps and gowns are packed away, new grads are going to have to prepare for a harsh reality - student loan repayment.  Crafting a plan to tackle student loan debt doesn't have to be hard or scary, but it does involve some due diligence.  If you're a graduating student about to start the repayment process, here are five baseline tips for staying on top of your loans.

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Needed: More information, less ball gowns

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Everyone says that we are in the information age. With a laptop or a tablet, knowledge is literally at our fingertips. When it comes to financial learning however, we tend to unconsciously skip over this readily available, yet boring information. We are all guilty of this (myself included). Who wants to think about finances when we can be entertained by ethereal ball gowns worn on the red carpet at the Academy Awards ceremony?

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Thank You Notes

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I had a birthday last month, and as I usually do, wrote thank you notes to friends and family for the thoughtful birthday gifts I received.

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Not your Grandmother’s Credit Union

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Many of our members were introduced to us by a loyal parent or grandparent who sent their youngsters to CCCU because it was the best place for their money. This is still true. But times have changed. We are no longer your grandmother's credit union.

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Tighten Your Waist AND Your Wallet!

man pulling cash out of wallet; photo by Allef Vinicius on Unsplash

Just as I expected, coming back to work after three months away on maternity leave wasn’t an easy thing. Being separated from my baby, adjusting to a new routine and being sleep deprived is lots of fun… not! Having to buy new clothes to fit my post-pregnancy body, deal with a lot of new expenses and still think about dieting is the icing on the not so fun cake. All this internal angst had to be channeled positively somehow and so the Tighten Your Waist & Your Wallet campaign was born; the perfect program to help myself, but also my community and business contacts that count on me for their financial education.

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New Year, New Resolutions

friends walking on beach

Most of us make a New Year's resolution at some point in our lives. The passing of one year and looking forward to the next brings both reflection and promise. What I like about resolutions is that we identify goals that we have the power to change ourselves, such as reading more, starting an exercise program or saving money.

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Christmas Traditions

atlas of the world

We are scattered all over the world. My siblings, nieces, nephews, cousins and in-laws. Our children now speak Japanese, German, Norwegian, Tagalog, and of course English (albeit the Canadian and British variety). And at Christmas time, each family living in a particular country will celebrate in the tradition of that nation.

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