Post-Pandemic Money Moves

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Restaurants are opening again and life is starting to get back to normal! Here are some forward-thinking money moves to make as you adjust to post-pandemic life.

Review and adjust your budget

Pandemic budget rules were unique, as people cut down on costs, like dining out and updating work wardrobes, but spent more on things like at-home entertainment. Others may have had to adjust their spending to help them coast during a stint of unemployment. The pandemic may have also shifted something in people’s mental list of needs and wants, as they found they can live with a lot less than they’d thought.

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Six Reasons to Switch to E-Statements

eStatements Blog

Quick, convenient and clutter-free, Electronic Statements are the way to secure your checking and savings account info.

Your We Florida Financial e-statements work similarly to paper bank statements, except for the fact that they’re delivered electronically. At the end of each statement period, you’ll get an email from your credit union informing you that your e-Statement is ready to view through online banking, the mobile banking app or another secure digital means. Once you access the e-Statement, you’ll find it has all the information you’re used to getting with your paper statements. You can also access your e-Statement by logging into your online banking site or mobile banking app at any time throughout the month. Signing up for e-statements is easy for South Florida members using Online Banking

Here are six reasons to consider switching to e-statements.

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Building a Budget Your Mom Would Be Proud Of

635x505 Blog Covers 1If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you just can’t find money to put into savings, you might need a budget.

A budget will help you gain financial awareness, which will help facilitate more responsible decisions.

Here are 6 easy steps to create a budget even your mom can be proud of:

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Financial Literacy Month – Celebrate Knowledge!

Financial Literacy Blog

“April showers bring May flowers,” goes the old saying. It’s also a great lesson about the importance of saving – where weathering some light showers can pay dividends during the nicer days that are to come.

April is Financial Literacy Month, and a great time to think about some important lessons everyone can learn about finances. Whether you’re a parent looking to make talking money with your kids easier or a professional looking for a few tips, there’s always something to learn. Here are some fun activities you can do to expand your financial knowledge.

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Tax Season is Over. Now What?

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Q: What should be on my financial to-do list this spring?

A: It’s wonderful that you’re using the season to clean up your finances. Let’s review some ways you can improve your money management this time of year.

De-clutter your finances

As you sift through the junk in your home, do the same for your finances. Review your budget to cut extra expenses that are cluttering it up, like subscriptions you don’t use or upgraded apps you don’t need.

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DIY Spring Cleaning Hacks

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Spring is here! Time to roll up your sleeves and whip your home into shape.
Use these cleaning hacks to help banish those dust bunnies without spending a fortune on cleaning solutions and organizers.

Schedule Smart

Create a physical list of every part of your home you plan on attacking. Next, divide the chores according to the amount of time you estimate it will take to clean them. Make smaller sub-lists of 3-hour jobs, 1-hour jobs and 15-minute jobs. Post your lists in a place you’ll often see. This way, when you have spare time, you can find the right big or small job to tackle at a glance.

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Tax Tips for Unemployment Income If You’ve Been Laid Off or Furloughed

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If you lost your job or were furloughed this year, we are so sorry. If you were lucky, your company may have paid you furlough or severance. Either way, you likely applied for unemployment benefits, once you could get through on the busy, busy phone lines. And now, with tax time approaching, you may wonder if you owe taxes on the money you received, and if so, when and how you need to pay the tax.

Is my furlough pay or severance taxable?

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Preparing Financially for a New Baby

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Congratulations! You’ve expecting a baby and you’re breathless with excitement — and nerves. A baby means big changes, and a part of those changes is lots of new expenses. How will you pay for it all?

We’ve got the tips you need to prepare financially for a new baby.

Pay down debt

Don’t let your debt grow along with the baby bump. It’s best to get your finances in order to make it easier to manage all new expenses and prepare for your child’s future. Make a plan today to kick that debt for good!

Adjust your monthly budget

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Debt Consolidation: What do I Need to Know?

Q: I’m up to my ears in debt, and I’d love a way out. I’m strongly considering debt consolidation. What do I need to know before I move ahead?

A: Debt consolidation is the process of moving several (possibly) high-interest debts into a new loan or line of credit. Debt consolidation can help you pay off your debt quicker, with less money going toward overall interest payments.

Here’s what you need to know about debt consolidation:

What are the benefits of debt consolidation? 

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