Equity is a nuanced concept, but everyone who owns a car needs to understand it. This is especially true for people who want to refinance their car to pocket cash or pay off high-interest debt.
People sometimes describe equity as how much of an asset you own. However, we may own the t-shirt we're wearing. No one talks about having equity in a t-shirt.
Can't Save a Down Payment? There's an Alternative.
The real estate landscape can be tough for first-time homeowners with no equity. Many people struggle to meet the demands of everyday bills and still find space in the budget to put something away for a family home. Let's take a look at how long you could spend saving for a down home. Then, we'll look at an alternative loan program that can help you get into your dream home faster.
The Various Ways That Pilots Can Earn Flying Hours
There are a variety of certifications and ratings that pilots can earn. Some of these only require a few hundred hours; however, those who are looking to apply for a job with the airlines often need 1,500 hours or more. Furthermore, other positions might even require experience flying multi-engine craft or even turbine time. Therefore, how can a new pilot build flight time? There are a few ways that this can be done.
10 Money-Saving Summer Budget Tips
How to have fun in the sun this summer without taking on extra credit card debt.
Summer has officially kicked off, which means that it’s a good time to set a summer budget.
A summer budget can help you maintain stability over the next few months, so you can avoid credit card debt. With that in mind, the experts at KOFE have some tips that can help you build a budget that will help you stay on track this season.
Financial Literacy Month 30-Day Check List
April was National Financial Literacy Month and to help consumers expand their knowledge and achieve a better outlook, KOFE created a 30-day action plan. It’s designed to help you build your understanding of key financial topics and then take actions related to each topic.
The check list is based on the eight key areas of financial understanding. Each key area is broken up to three specific actions you can take to make sure your financial life is up to speed in that area of interest. You have a few days allocated to focus on each area so you can end the month in a better place financially.
Five Easy Tips for an Enjoyable and Healthy Vacation
It’s summer time and the living is easy. For many, it’s vacation season. Time to get away from the daily grind and kick back on a near or distant shore. But before you go, here are a few health and financial tips (5 to be exact) from a seasoned traveler who has explored many a clime and made it back to tell the tale.
5 Unique Fly-In Vacation Destinations Made for Pilots to Enjoy
Imagine: on your final approach, you look down and see the beautiful remote location where you and your family will be spending the next week. You touch down, taxi to your tiedown, and everyone gets out and looks around. Wow, they say, I never imagined we'd come to a place like this.
The Borrowers Guide to Boat Loans
It’s summer in South Florida and that means one thing: boats! It time to stop hoping your friends will invite you out on theirs, and purchase one for yourself so you enjoy it whenever you’d like. Before you go running off to a dealer, here are some things you need to know.
Low-Interest Credit Card vs. Rewards Credit Card: Which one is right for you?
Credit cards come in so many varieties that it can be hard to know which one is the best choice for you. Some people like to earn cash back or other rewards while they shop, while others need help avoiding more debt as they pay off their balance.
If you're not sure which type of card you need, we're here to help! Here's a brief guide to low-interest credit cards and rewards credit cards to help you choose the best card for your needs!
The Ultimate Guide to Cryptocurrency Investment
A cryptocurrency is a digital form of money or medium of exchange built on blockchain technology. Cryptocurrencies use cryptography to secure and verify transactions hence their name. Its developers come up with these cryptography protocols based on computer engineering principles and advanced mathematics to make these protocols impossible to break. This makes them also impossible to duplicate or produce counterfeit. This level of security is achieved by masking the identities of the cryptocurrency users so that it’s difficult to track a particular person’s or group’s funds and transaction flows.
Fun and Necessary Technologies for Your Small Aircraft (which we can help finance)
Are you missing technology in your plane?
Modern cars are full of technology -- what about your plane? Autos have navigation, collision avoidance, even features to keep you in your lane along with satellite entertainment and video touchscreen control. It's time to think about what new technology your plane needs.
How About Trading in Your Garage for an Airplane Hangar?
Ever dream of living on a lake or by the ocean or overlooking a golf course? Lots of people do. Want to be different? How about dreaming of living on an airport! Your own airport!
4 Ways to Set Yourself Up Well for Retirement
Day after day, your ideal retirement date draws ever closer – but are you any closer to being truly prepared? Well before that time comes, you need to build a solid foundation to keep your finances in check, so you can retire on time. Thankfully, you can start perfecting your plans with these four ways to set yourself up well for retirement.
Boat Loan Lender in Florida Recommends Top 5 Destinations
We Florida Financial, gives their two cents on the top boating destinations in the State.
With the Gulf of Mexico on the west and the Atlantic on the east, Florida is surrounded by water on three sides. As if that wasn't enough, the state is also home to over 30,000 lakes. But with all that water, it's hard to know exactly where to go. That's why we at We Financial Florida have put together a list of our top picks for you to tick off your list.
What is a 401(k) Plan and Why Should You Have One?
Investing in a retirement plan may not be at the top of your list of things to do today, but it should be. Seriously. With most employers offering an easy to navigate, low-risk employee 401(k) plan, this is definitely something you should be taking advantage of. Savvy millennials know that making smart investments now will lay the groundwork for a bright financial future.
A Sampling of Small Airports with Some of the Best Food and Views
It's been said about success, happiness and other goals that the journey is more important than the destination. Some airports make particularly memorable waypoints on a cross-country flight or day trip. In addition to topping off the plane's fuel, pilots and passengers can have a satisfying meal and enjoy a view or experience which may not be easily available to those who travel by land.
The Top 5 Best Uses For A Home Equity Loan
You may have heard of a home equity loan. Sometimes financial institutions refer to this type of loan as a second mortgage. Basically it’s using the equity you’ve built up in your home to take out a large amount of money for something specific. People use these types of home equity loans for a variety of things. They are divided into two categories, a home equity line of credit or a regular home equity loan, which is a large lump sum given to you.
Best Ways to Make Money Online
Thanks to the Internet, there are many ways to make cash online. Whether you want to make a living working on the Internet or simply earn some cash on the side, here are a few of the best ways to make money online.
When is the Best Time to Buy a Car?
Did you know that the cost of a car can fluctuate based on the month or the day of the week? Now that you have decided it is time to buy a car, make sure you purchase it at the right time so you can get the best deal possible.
Florida Day Trips for Airplane Owners
One reason to own your own airplane is the opportunity to add some fun to your everyday life. Although it can be a lot of fun to fly just for the sake of flying, there's something even better about having a destination in mind when you fuel up take to the sky. Aircraft ownership gives you an opportunity to take advantage of that independence.