Mortgage Loans
Whether you're a first-time home buyer in South Florida, downsizing, trading up or refinancing your current mortgage loan, We Florida Financial can meet your home borrowing needs. We Florida Financial is one of the most trusted credit unions in Florida mortgages and offers a variety of home loans, home equity loans and lines of credit (HELOC), and other services to help you secure your future. We have mortgage lenders near you in Broward County, Palm Beach County, Miami-Dade County, and many other Florida counties.
First-Time Home Buyer Program
Don't delay your dreams; take the first step towards owning the home you've always wanted! As your credit union, we can help you achieve your home buying dreams in Florida.
Our first time home buyer program offers these benefits:
- 3% down (Note: You may be required to pay private mortgage insurance, PMI, when making a down payment of less than 20 percent.)
- Fixed rate mortgage
- No Florida intangible tax
- Fast closing
Fixed-Rate Mortgage Loans
Fixed-rate Mortgage loans are one of the more popular options consumers tend to turn to when financing a mortgage in South Florida. A fixed-rate home loan may be a good choice if you prefer the security of knowing your interest rate will not change, nor will your monthly principal and interest payment, or if you plan to stay in this home for several years. Principal and interest payment does not include taxes and insurance which may change over time.
Home Equity Line of Credit (HELOC)
Borrow what you need, when you need it. You can draw up to the limit of your line of credit for five years. As you pay the HELOC down, the funds become available to use again. Consult your tax advisor regarding interest deductibility.
Mortgage Loan Benefits
Rate Lock-ins
Competitive Rates
Pre-qualification
Mortgage Loans
We Florida Financial offers home loans to suit every kind of budget. We offer competitive interest rates, quick approvals, and other services that aim to make downsizing, upgrading, or refinancing easier on your pocket. Whether you’re purchasing a new home or refinancing your existing mortgage loan, this is the best place to start. If you need more information on home financing, our friendly mortgage loan officers will be more than happy to answer any of your questions.
We Florida Financial is an Equal Housing Opportunity Lender (EHL).
Home Loan Answers
A mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase.
We Make Switching Easy
Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.
Get A Call For
Free Mortgage Consultation!
